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In the United States, credit files on individuals are kept by three different credit bureaus: Equifax, Experian and TransUnion. All three are private-sector, for-profit companies. The credit files they maintain contain extensive information on you and your credit history. The information is obtained mainly from lenders, creditors, insurers, employers and other institutions with which you may have a financial relationship.


Compare All 3 Credit Bureaus
Bureau:
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Credit Score: FICO Score -
The score lenders use most
Experian's credit score -
not used by most lenders
TransUnion's credit score -
not used by most lenders
Free Credit Reports: Reports from all 3 bureaus Experian report only TransUnion report only
Free Trial of Credit
Bureau Monitoring:
30 days free 7 days free 30 days free
Bureaus Monitored: All 3 credit bureaus All 3 credit bureaus TransUnion only


Your Credit Score can make a big difference in your interest rates and loan payments. It is critical that you know it, manage it, and protect it.

With Score Power® you will get your FICO® credit score and useful tools that will help you manage it. 3-in-1 Monitoring makes it easy for you to manage and protect your credit. It monitors all 3 of your nationwide credit reports and alerts you within 24 hours of key changes. 3-in-1 Monitoring service is only $14.95 per month after the 30 day trial.